Bluevine 是美国最大的小型企业银行平台*，旨在为初创企业和小型企业提供金融操作系统。 Bluevine 成立于 2013 年，帮助企业通过单一在线账户管理资金，让他们无需进入分支机构即可赚取更多、储蓄更多、借贷和支付账单。Bluevine 提供什么？Bluevine 汇集了小企业管理资金所需的核心工具。在一个平台上完成这一切：通过业务支票赚取高收益年化年率** 使用子账户管理资金和单独支出 使用内置账单支付工具管理应付账款并发送国内或国际付款 通过开票和付款、触碰付款等功能轻松接受和管理销售 为主账户和子账户发行最多 50 张商业借记卡 通过商业贷款和信用额度获取营运资金***Bluevine 与传统银行有何不同？与传统银行不同，Bluevine 完全在线运营专为小型企业而设计。银行、支付和信贷工具可通过一个仪表板访问，帮助企业主节省时间并更有效地管理现金流。Bluevine 适合谁？Bluevine 专为寻求传统商业银行的现代替代方案的小型企业、初创公司和企业家而设计，尤其是那些重视在线设置简单、灵活性和集成金融工具的人。客户可以在我们的常见问题解答页面上了解更多信息。Bluevine 值得信赖吗？ 自 2013 年以来，已为超过 900,000 名客户提供服务* 提供了 16B+ 美元的贷款，帮助企业管理客户存款增加 1.8B+ 美元。Bluevine 得到了领先的私人和机构投资者的支持，包括 Lightspeed Venture Partners、Menlo Ventures、83North、Citi Ventures、ION Crossover Partners、SVB Capital、Nationwide Insurance 和 M12（微软的风险投资部门）。要了解有关 Bluevine 业务支票、贷款和支付工具的更多信息，访问 bluevine.com。Bluevine 是一家金融科技公司，而不是银行。银行服务由 FDIC 成员 Coastal Community Bank 提供。 Bluevine 信用额度由凯尔特银行发行。其他商业信贷产品由 Bluevine 的多个第三方合作伙伴提供。*与截至 2026 年 1 月其他专门为小型企业提供支票和贷款服务的美国银行平台持有的终身客户账户数量的公开数据相比。客户和贷款统计数据包括薪资保护计划。**Premier 和 Plus 计划客户自动赚取其可用余额的年收益率 (“APY”)。标准计划客户如果符合 Bluevine 商业支票账户协议中的应计利息条款中详述的资格要求，则可以通过其可用余额赚取利息。***申请须经过信贷审批。利率、信用额度和条款可能会根据您的信用度而有所不同，并且可能会发生变化。需支付额外费用。****Bluevine 账户由 FDIC 通过 Coastal Community Bank、FDIC 会员和我们的计划银行为每位储户提供高达 3,000,000 美元的保险。 3,000,000 美元的 FDIC 保险是通过乘以多家银行的标准 250,000 美元 FDIC 保险范围来提供的。如需了解完整详情，请访问 bluevine.com/business-checking/fdic-protection。
以上内容由商家自行提供，未经平台核实。Bluevine（bluevine.com）在 OK.one 的综合评分为 4.6 分（满分 5 分），基于本站收录的 205 条用户评价，属于金钱与保险分类，口碑优秀。好评高度一致，91% 的评价为 4 星及以上；商家回复了 71% 的差评；评价主要围绕客户服务、使用体验。数据最后更新于 2026-08-12。
绝大多数评论者都对这家公司有很好的体验。客户经常提到帐户设置过程非常快速和简单，而在线平台和移动应用程序非常直观，可以满足日常业务需求。消费者还深深感谢工作人员的出色支持，他们注意到代表在整个银行业务过程中提供了全面的指导、有用的资源和积极的帮助。 相反，一小部分人在遇到意外的支付限制、交易困难或功能缺失时感到沮丧。一些评论者对突然的账户暂停、现金押金费用以及拒绝购买严重阻碍了他们的日常业务运营感到不满。
本段由 AI 基于该企业的全部评价自动归纳，仅供参考，不代表平台立场。扎克让我很容易浏览网站，并且对银行业务的各个方面都非常了解。
Hi Chester, Thank you for taking the time to leave us a 5-star review. We're thrilled to hear Zack made it easy to navigate the website and provided knowledgeable guidance throughout your experience. We'll be sure to share your kind words with Zack and the rest of our team. Feedback like yours motivates us to continue delivering exceptional service and support. Thank you for choosing Bluevine. – The Bluevine Team
Bluevine 一直保留着我的账户，并且从未真正给过我任何理由。客户服务人员会告诉我，到一天结束时会发生一些事情，但什么也没发生。我觉得他们对我的需求非常不敏感，因为他们扣留了我的钱三周！有史以来最糟糕的经历
Hi James, Thank you for taking the time to share your experience. We understand how frustrating it must have been to have your account on hold for several weeks while feeling like you weren't receiving clear updates or timely follow-through from our support team. As outlined in our User Agreement, Bluevine may periodically review accounts and, in certain situations, temporarily restrict account activity while those reviews are completed. These measures are designed to help protect our customers and the integrity of our platform. We understand, however, that this process can be difficult—especially when it affects access to your funds—and we recognize the importance of providing clear and timely communication throughout. We'd like the opportunity to review your experience and any concerns about how your case was handled. Please contact us through our secure support channels at https://www.bluevine.com/contact-us so our team can investigate further. For your privacy and security, we're unable to discuss account-specific details here. If we're able to resolve your concerns, we'd appreciate it if you'd consider updating your review to reflect your experience. – The Bluevine Team
Benny 从一开始就帮助我完成整个过程，并轻松地解释了可用的选项。对我的经历感到满意
Hi Joel, Thank you for taking the time to leave us a 5-star review. We're so glad to hear Benny made your experience a positive one by guiding you through the process and clearly explaining the options available. We'll be sure to share your kind words with Benny and the rest of our team. Providing knowledgeable, easy-to-understand support is what we strive for every day. Thank you for choosing Bluevine. – The Bluevine Team
客户服务看起来非常好，很高兴有一位忠诚的客户经理实际来检查我。
Hi Tony, Thank you for taking the time to leave us a 5-star review. We're delighted to hear you've had an excellent customer service experience and that you value having a dedicated account manager checking in to support you. Building strong relationships and providing proactive, personalized service are important to us, and we're grateful to know it's making a difference for your business. Thank you for choosing Bluevine. – The Bluevine Team
Olivia 是我 40 年来合作过的最专业、信息最丰富、最有活力的银行代表。惊人的。
Hi Christopher, Thank you for taking the time to leave us a 5-star review. We're honored to hear Olivia made such a lasting impression and that you found her professionalism, knowledge, and dynamic approach to be among the best you've experienced. We'll be sure to share your incredible feedback with Olivia and the rest of our team. Recognition like yours means a great deal and motivates us to continue delivering exceptional service to every customer. Thank you for choosing Bluevine. – The Bluevine Team
设置很简单，客户服务代表很友好而且脚踏实地！
Hi Jonathan, Thank you for taking the time to leave us a 4-star review. We're delighted to hear your account setup was easy and that our customer service team made such a positive impression with their friendly and down-to-earth support. We're always looking for ways to make the Bluevine experience even better. If there's anything we can do to earn that fifth star, we'd love to hear from you. Please feel free to reach out through our Contact Us page: https://www.bluevine.com/contact-us/. If we're able to make your experience a 5-star one, we'd truly appreciate it if you'd consider updating your review. – The Bluevine Team
阿努巴夫非常乐于助人，反应敏捷，真正让我觉得他代表了我和我的企业的最大利益。 他的客户服务超出了我的预期，我很感激他是帮助我完成 LOC 流程的人。 Bluevine 一直为我提供优质的客户服务，但 Anubhav 似乎超越了！ 非常感谢，谢谢
Hi Alicia, Thank you for taking the time to leave us a 5-star review. We're thrilled to hear Anubhav provided such responsive, thoughtful support throughout your line of credit process. Knowing he made you feel supported and prioritized the needs of you and your business means a great deal to us. We'll be sure to share your kind words with Anubhav and the rest of our team. It's wonderful to hear he exceeded your expectations and built on the excellent service you've come to expect from Bluevine. Thank you for choosing Bluevine. – The Bluevine Team
代表耐心地帮助我处理确保正确的设置以加快 Stripe 传输。谢谢你！
Hi, Thank you for taking the time to leave us a 5-star review. We're so glad to hear our representative was patient and helped you get the correct settings in place to expedite your Stripe transfer. Providing knowledgeable, personalized support is what we strive for, and we're happy we could help make the process smoother for you. Thank you for choosing Bluevine. – The Bluevine Team
该设置很容易使用。大量内置工具
Hi Mark, Thank you for taking the time to leave us a 5-star review. We're delighted to hear you found the setup process easy and are enjoying the built-in tools Bluevine has to offer. Our goal is to provide business owners with a simple, intuitive banking experience backed by features that help them manage their business more efficiently. We truly appreciate your feedback and support. Thank you for choosing Bluevine. – The Bluevine Team
Bluevine 提供许多有竞争力的服务，例如开具发票和接受直接存入您帐户的信用卡付款，如果您需要与某人交谈，可以轻松获得支持。
Hi Erin, Thank you for taking the time to leave us a 4-star review. We're so glad to hear you're finding value in Bluevine's tools, including invoicing, accepting card payments, and having funds deposited directly into your account. It's also great to know our support team has been there when you needed us. We're always looking for ways to improve. If there's anything we can do to make your experience even better, we'd love to hear from you. Please feel free to reach out through our Contact Us page: https://www.bluevine.com/contact-us/. If we're able to make your experience a 5-star one, we'd truly appreciate it if you'd consider updating your review. – The Bluevine Team
Nichole 非常乐于助人，并确保我的企业帐户设置正确并且一切顺利运行。
Hi Nicholas, Thank you for taking the time to leave us a 5-star review. We're so glad to hear Nichole was helpful and made sure your business account was set up correctly and running smoothly. We'll be sure to share your kind words with Nichole and the rest of our team. Providing a seamless onboarding experience and exceptional support is what we strive for every day. Thank you for choosing Bluevine. – The Bluevine Team
该应用程序用户非常友好，易于理解
Hi Brent, Thank you for taking the time to leave us a 5-star review. We're so glad to hear you find the Bluevine app user-friendly and easy to navigate. Creating simple, intuitive tools that help business owners manage their finances with confidence is one of our top priorities. We truly appreciate your feedback and support. Thank you for choosing Bluevine. – The Bluevine Team
我感到受到支持。
Hi Keyla, Thank you for taking the time to leave us a 5-star review. We're so glad to hear you had a good experience and felt supported throughout your journey with Bluevine. Providing reliable support and helping our customers feel confident every step of the way is what we strive for. We truly appreciate your kind feedback. Thank you for choosing Bluevine. – The Bluevine Team
我很高兴发现 Bluevine，感觉我的银行业务体验得到了彻底升级和现代化——一切都非常快，而且无需踏入银行或接触文书工作。这是 2026 年的银行业，而 Bluevine 却让其他人看起来很糟糕。希望我能早点找到！我的业务检查在不到 10 分钟内就完成了，而且我还拥有一张虚拟信用卡，速度同样快......我邮寄的借记卡会立即发送。印象深刻。
Hi Stephen, Thank you for taking the time to leave us a 5-star review. We're thrilled to hear Bluevine has transformed your banking experience and made it easy to modernize how you manage your business. It's especially rewarding to know you were able to open your business checking account so quickly and get started with your virtual card right away. Our goal is to make banking simple, fast, and convenient for business owners, and we're grateful that your experience reflects that. Your enthusiasm and support mean a great deal to our team. Thank you for choosing Bluevine. – The Bluevine Team
这个电话是出乎意料的，所以我很感谢这种程度的支持。
Hi Roshona, Thank you for taking the time to leave us a 5-star review. We're glad to hear our follow-up call was a positive surprise and that you appreciated the extra support. Providing proactive, helpful service is important to us, and it's great to know it made a difference in your experience. We truly appreciate your feedback and your support. – The Bluevine Team
客户服务始终是友善的、知识渊博的并且总体上很有帮助。
Hi Alisha, Thank you for taking the time to leave us a 5-star review. We're delighted to hear our customer service team has consistently been kind, knowledgeable, and helpful. Providing reliable support is a top priority for us, and it's wonderful to know that's been reflected in your experience. We truly appreciate your kind words and your support. – The Bluevine Team
Hi Katherine, Thank you for taking the time to leave us a 5-star review. We're so glad to hear you've had a great experience with Bluevine. Knowing we've been able to support your business means a lot to our team. We truly appreciate your feedback and your support. – The Bluevine Team
一开始我很担心，以为是骗子给我打电话。我给 Bluevine 打电话以确保这不是骗子。他们的名字不是达纳，他非常熟练且知识渊博。我通常不会留下评论，但他很棒！这就是您建立忠诚客户的方式。
Hi Christopher, Thank you for taking the time to leave us a 5-star review. We're glad you trusted your instincts and contacted us to verify the call, and we're even happier to hear Dana was able to provide the knowledgeable support and reassurance you needed. It means a great deal to know that your experience earned a review—especially since you mentioned you don't normally leave them. We'll be sure to share your kind words with Dana and the rest of our team. Thank you for choosing Bluevine and for your support. – The Bluevine Team
Zach 非常乐于助人，知识渊博，指导我完成无缝设置 Bluevine 帐户所需的一切。
Hi Jessica, Thank you for taking the time to leave us a 5-star review. We're glad to hear Zach was able to provide knowledgeable guidance and make setting up your Bluevine account a smooth experience. Providing clear, helpful support is important to us, and we'll be sure to share your kind words with Zach and the rest of the team. We appreciate your feedback and thank you for choosing Bluevine. – The Bluevine Team
Hi Shanelle, Thank you for taking the time to leave us a 5-star review. We're so glad to hear Zach made such a positive impression with his friendly and welcoming service. We'll be sure to share your kind words with Zach and the rest of our team. Feedback like yours inspires us to continue providing exceptional support. Thank you for choosing Bluevine. – The Bluevine Team
共 205 条符合条件的评价
