Ladder

Thanks for your review, we're so pleased to hear about your experience!

Thank you for sharing your feedback. We're sorry for your loss. Please note that once you miss a payment, you are granted a 60 to 61-day grace period. Additionally, if you exceed the grace period window, you would have the opportunity to be considered for reinstatement. However, reinstatement of a lapsed policy is subject to review, which can take some time, and is not guaranteed. In the event that you are declined for a reinstatement, please keep in mind that it does not mean that you cannot apply for a new policy. For further assistance or to discuss your options in detail, please contact our team at [email protected].

Thank you for sharing your feedback. We're sorry to hear about your experience. To clarify, Ladder offers a 60 to 61-day grace period, and if payments are not received within that time frame, the policy will lapse. If you are interested, please contact our support team at [email protected], and we can help you start the reinstatement process.

Robert, thank you for taking the time to share your feedback! We're so happy to hear about your experience with Ladder.

Hi Annette, we're sorry to hear you didn't have a great experience. We transparently offer fully underwritten term life insurance to applicants ages 20-65, and recommend other life insurance products to anyone who is not a fit for Ladder's term insurance. We hope you were able to find coverage through one of our partners. If you need any help finding coverage please don't hesitate to reach out to us at [email protected].

Thanks for sharing, Steven! We're glad you're covered.