如果我可以选择给予零星,我会的。是的,Lendumo 审批贷款的速度很快,但成本却高得离谱。我借了 500 美元,最终总共需要支付大约 2,500 美元,这意味着大约 2,000 美元只是利息和费用。在我看来,这无异于抢劫。我知道贷款是有利息的,但这些利率过高,可能会让那些已经陷入财务困境的人陷入困境。我永远不会再使用这家公司,也不会推荐给任何人。
Lendumo 回复2026-06-26Dear Lennimar Rivas,
We appreciate you taking the time to share your experience and are sorry to hear that your loan did not meet your expectations. We understand your concerns regarding the total cost and recognize how important it is for customers to feel confident and supported when managing their financial obligations. At Lendumo, we strive to provide fast access to funds when they are needed most, and many customers benefit from same-day or next-day funding and the convenience of managing their account through our user-friendly website, including secure payment options via bank account or debit card. We want to clarify that interest on our loans is prorated daily based on the remaining balance, meaning customers can reduce costs by making additional payments directly toward the principal or by paying off their loan early at any time without penalty. We also offer flexible repayment options and, in some cases, the ability to explore refinancing if needed. Additionally, customers may earn rewards points through promotional emails, which can be saved and redeemed for gift cards or applied toward their loan balance. We understand that this type of product may not be the right fit for everyone, and we are committed to transparency, including the disclosure: “This is an expensive form of borrowing. Our loans are designed to meet short-term needs and are not intended as a long-term financial solution.” We would welcome the opportunity to review your account and address your concerns directly. Please contact our Customer Service team at (877) 558-1999 so we can assist you further. We value your feedback and appreciate the opportunity to improve.