我希望看到较低的利息......
我希望看到较低的利率,对于低信用评分,只要我按时付款,它应该会下降。你借给我现金我很感激。
Dear Kip Hopkins, Thank you for taking the time to share your feedback and for trusting Lendumo—we truly appreciate your business and are glad we could provide the funds when you needed them. We completely understand your perspective regarding interest rates, and your point about rewarding consistent, on-time payments is valid and important. Many customers feel the same way, and we value that insight as it helps us continue improving the experience we provide. While interest rates are disclosed upfront, there are several ways to reduce the overall cost of your loan and maximize value. Customers can earn rewards points through special promotional emails, which can be saved and redeemed for gift cards from popular retailers or even applied directly toward paying down your loan balance. Additionally, you can make extra payments at any time through your online account or by contacting Customer Service at (877) 558-1999. Extra payments are applied directly to your principal, and since interest is prorated daily based on your remaining balance, making additional payments can significantly reduce the total interest paid. Many customers take advantage of this flexibility, often paying off their loans early with no penalties, either online using a bank account or debit card or with assistance from our representatives. We’re also proud to offer a simple, user-friendly website where you can manage your account, track your balance in real time, and make payments easily. Many customers receive same-day or next-day funding, helping address immediate financial needs, and some explore refinancing options with other lenders by paying off their Lendumo loan early to further minimize interest. We appreciate your feedback and encourage you to contact our Customer Service team if you’d like assistance reviewing your account or exploring available options—we’re always here to help.
