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金钱与保险

Wisetack

68 条评价

4.668 条评价
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关于 Wisetack

数据更新
网站
www.wisetack.com
分类
金钱与保险
所在地
United States
状态
待认证
近 12 个月
68 条评价
差评回复率
100%(5/5 条)
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Wisetack靠谱吗?

Wisetack(www.wisetack.com)在 OK.one 的综合评分为 4.6 分(满分 5 分),基于本站收录的 68 条用户评价,属于金钱与保险分类,口碑优秀。好评高度一致,93% 的评价为 4 星及以上;商家回复了 100% 的差评。数据最后更新于 2026-08-10。

用户怎么说

C
Carlos · 写过 1 条评价 · 已认证 · 体验于 2026-06-29 ·

容易获得贷款。

Wisetack 回复2026-07-10

Thank you, Carlos! We're glad we could make getting a loan easy for you.

l
law · 写过 1 条评价 · 已认证 · 体验于 2026-06-25 ·

简单易行!

申请过程快速而简单。

Wisetack 回复2026-06-26

Thanks for the kind words, law! We appreciate the review.

K
Kevin Thompson · 写过 9 条评价 · 已认证 · 体验于 2026-06-26 ·

这个过程非常简单,而且一切......

这个过程非常简单,而且全部在线。

Wisetack 回复2026-07-10

Thank you so much, Kevin! We're so glad the process was quick and easy from start to finish — that's exactly what we aim for. We're here whenever you need us!

J
James Sartori · 写过 13 条评价 · 已认证 · 体验于 2026-06-26 ·

在线完成既快捷又简单

在线操作既快捷又简单。我们立即得到了批准。

Wisetack 回复2026-07-10

Thanks so much, James! We're glad the online process was quick and easy — and that you got approved right away. We're here whenever you need us!

J
Jeff · 写过 1 条评价 · 已认证 · 体验于 2026-06-25 ·

轻松链接到我的支票账户...

轻松链接到我的支票帐户以设置自动付款。 良好的电子通讯提醒和跟进。

Wisetack 回复2026-06-26

Thanks for the 5 stars, Jeff! We're glad to hear it the autopay process was easy and met your expectations. Cheers!

M
Maria Asencio · 写过 3 条评价 · 体验于 2026-06-24 ·

诱饵和开关! 避开这家公司!

Wisetack 让我相信我有资格获得 A/C 购买的 0% 融资,但当我尝试用“已批准”金额支付发票的 1/2 时,却无法做到这一点。 当我打电话时,他们告诉我这只是我的“初步”批准。 我叫BS! 如果我知道他们会这样做或者甚至有可能的话,我永远不会解冻我的信用或让他们查看它。 为了回应维塞塔克的回应,我必须加倍批评。我申请了发票的原始金额,但Wisetack只批准了我50%。发票到达 - 我需要接受几乎 10% 的利率来支付我的全额购买费用。我的信用评分> 800 - 无论如何都不会否认我的全额信用评分。诱饵和转换 - 让我开放并影响我的信用,只批准我 50%,然后让我获得全额掠夺性贷款!完全不道德。幸运的是,我可以说“FU”!我为那些没有那么幸运的人感到遗憾并警告他们。

Wisetack 回复2026-06-25

Hi Maria, thank you for taking the time to share your feedback. We're sorry this experience was frustrating and understand why it caused confusion. Based on our review, the amount you prequalified for was less than the amount submitted in the formal loan app. Because financing offers are based on the requested loan amount and other application details, the available options for the higher loan amount differed from those shown during prequalification. We know that's not the outcome you were hoping for, and we appreciate your feedback on how the process was communicated and how we can improve our user experience to ensure expectations are better met.

A
ALbert · 写过 1 条评价 · 已认证 · 体验于 2026-06-22 ·

你做起来多么容易

Wisetack 回复2026-06-25

Thanks for the review, ALbert!

m
michael robson · 写过 4 条评价 · 体验于 2026-05-25 ·

我确实很欣赏工作的意愿......

我非常感谢与您合作的意愿。比如说受到伤害或者生活中未知的快乐。然而,当他们给你延期但设定尸检日期时。但你明确地说不要(所以人们认为它没有设置)。因此,您支付账单并在下个月支付,作为诚信的标志……然而,它是为尸检而设置的,他们拿走了您已经支付的钱*太棒了*。至于报销,他们会在海龟时间移动...... 因此,您只需说使用该付款来支付下个月的账单...(停顿)...好吧,绝对不行,只需使用您的总账单即可。 所以,如果你足够幸运,就知道你是索尔。代理人会一直在谈论你。不惜一切代价避免这种情况。 #thanksformakingmeshortonrentandcost7ngmemoremoney 通过他们搞砸了

Wisetack 回复2026-06-02

Thank you for taking the time to share this, Michael. We understand how uncertainty around payments can be frustrating, especially when it impacts other parts of your life. We did want to clarify that automatic payments were never set up on your account — the payments that came through were one-time payments scheduled directly. Our payments team connected with you on May 29th to walk through each payment in detail, along with the terms that applied and why each amount was charged. We're committed to transparency, and our team is always available if there's anything more we can help clarify. You can reach us at 1 (888) 711-5854 (Monday–Friday, 9:00 AM–6:00 PM ET).

s
sarah · 写过 4 条评价 · 已认证 · 体验于 2026-02-24 ·

Wisetack 使 0% 成为可能……

Wisetack 使零利率贷款成为可能。我唯一希望的就是将账单邮寄给我,这样我就可以像其他账单一样每月从我的银行帐户中支付。对我来说,付清装修费用是一个不错的选择

Wisetack 回复2026-06-25

Thank you for your feedback, Sarah! We're so glad Wisetack made it possible for you to finance your renovation with a 0% financing option. We appreciate your suggestion about receiving a paper bill. Wisetack works with a number of lending partners, so the available payment and billing options can vary depending on your lending partner. You can learn more about managing your payments, including whether paying by check is available for your loan, here: https://support.wisetack.com/hc/en-us/articles/9874934945307-Manage-payment-methods Thank you for choosing Wisetack, and we wish you all the best with your renovation!

R
Reza Kasiri · 写过 1 条评价 · 体验于 2026-05-05 ·

经过一段时间后,对这家公司非常不满意。

经过一周半的来回,我对这家公司非常不满意,给了我很多选择。最后一刻改变了我的贷款。我对这些人不太满意。他们是一群吸血者,他们可以随时改变主意。远离他们

Wisetack 回复2026-05-06

Hi Reza, thank you for sharing your feedback. We understand there may have been some confusion between the prequalification process and the final loan application. Please note that prequalification serves as an estimate only, and financing approval and terms are not guaranteed at that stage. The actual loan terms are determined during the full financing application and review process, where additional credit and verification information may impact the final offer. We understand this can be disappointing, and we appreciate you taking the time to share your experience. We're always trying to improve the borrowing experience.

M
MaryLou H · 写过 2 条评价 · 体验于 2026-04-14 ·

应该先说

您应该预先说明您可以要求提供身份证件和税表的照片。我不会发送我的社会保障卡或 w2 的照片。你有我的 SS 号码,可以进行信用检查。你不需要它的照片。我的信用评分为 840。你不应该问。

Wisetack 回复2026-04-16

We're sorry to hear this felt unexpected, and we appreciate you sharing your perspective, MaryLou. In some cases, additional identity verification is required during the application process. This can happen if we're unable to fully verify the information provided, or based on the loan details and requirements from our lending partners. When this applies, borrowers are prompted to securely upload a valid ID to confirm their identity and protect against fraud. We understand that providing documents like this can feel sensitive, and we take that feedback seriously as we work to make the process as clear and transparent as possible. If you'd like to talk to our support team directly, you can reach them at [email protected] or call or text 1 (833) 927-0333, Mon–Fri 9am–8pm, Sat 9am–6pm ET.

J
Jon · 写过 1 条评价 · 已认证 · 体验于 2026-04-08 ·

易于使用的网站

便于使用。

Wisetack 回复2026-06-25

That's what we love to hear! Thanks for the review, Jon.

J
James · 写过 1 条评价 · 已认证 · 体验于 2026-04-08 ·

已经这样做了

Wisetack 回复2026-06-25

We appreciate you taking the time to leave us reviews, James!

A
Aleck · 写过 1 条评价 · 已认证 · 体验于 2026-04-06 ·

申请流程

Wisetack 回复2026-06-25

We're happy to hear you'd give the application process 5 stars. Thanks, Aleck!

K
Karen · 写过 5 条评价 · 已认证 · 体验于 2026-04-07 ·

易于使用和良好的条款...

易于使用且融资条件优越

Wisetack 回复2026-06-25

Music to our ears — thanks for the review, Karen!

J
Judy · 写过 4 条评价 · 已认证 · 体验于 2026-04-06 ·

易于申请

这很容易做而且非常专业。我信任他们,而且我们使用自动转账,所以我不必担心

Wisetack 回复2026-06-25

Easy is our middle name! We're so glad the application process was smooth and that AutoPay makes managing your payments stress-free. Thanks for trusting Wisetack with your financing, and we appreciate you choosing us!

L
Loretta · 写过 1 条评价 · 已认证 · 体验于 2026-04-06 ·

伟大的金融公司...

使用 Wisetack 来满足我的财务需求来改造我的厨房非常简单,整个过程是无缝的。当我在线提交申请后,几分钟之内我就收到了批准。批准有效期为 3 个月,我可以选择还款条款。我真的很喜欢我可以提前偿还贷款而无需缴纳罚款。客户服务很棒,在解决我的问题或疑虑时,客服人员乐于助人、礼貌、友好且专业。 将来,如果我想为我的下一个大型家居项目融资,我会使用 Wisetack。我强烈向那些正在寻找金融公司进行家居装修的人推荐这项服务。

Wisetack 回复2026-06-25

Thank you for the kind words, Loretta! We're so glad to hear the process was easy and seamless, and that our team was able to provide helpful, friendly support along the way. We appreciate your recommendation and would be happy to help again with any future home projects!

B
Bonnie · 写过 1 条评价 · 已认证 · 体验于 2026-04-06 ·

我正在获得贷款,而且很容易......

我当时正在申请贷款,而且在网上很容易办理。

Wisetack 回复2026-06-25

Exactly what we strive for — thanks, Bonnie!

W
Will Taylor · 写过 2 条评价 · 已认证 · 体验于 2026-04-03 ·

代表(克里斯)承诺的一切......

除了明天的清理工作外,代表(克里斯)的所有承诺都已兑现。

Wisetack 回复2026-06-25

Thank you for your review! We're glad to hear Chris delivered on his promises. It sounds like your feedback may be about your contractor's cleanup schedule rather than Wisetack. We hope everything is completed to your satisfaction, and thank you for choosing Wisetack for your financing needs!

E
Edward Staton · 写过 4 条评价 · 已认证 · 体验于 2026-04-03 ·

这个过程非常简单并且……

这个过程非常简单且易于理解。 他们唯一应该拥有的就是释放部分资金而不是全部资金的能力。

Wisetack 回复2026-06-25

Thank you for the feedback! We're so glad the financing process was easy and straightforward. We also appreciate your suggestion about releasing partial funds and will be sure to share it with our team as we continue improving the experience. Thanks for choosing Wisetack!