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金钱与保险

Experian

218 条评价

4.1218 条评价
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关于 Experian

数据更新
网站
experian.com
分类
金钱与保险
所在地
United States · Costa Mesa, CA
状态
待认证
近 12 个月
218 条评价
差评回复率
82%(31/38 条)
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Experian靠谱吗?

Experian(experian.com)在 OK.one 的综合评分为 4.1 分(满分 5 分),基于本站收录的 218 条用户评价,属于金钱与保险分类,口碑良好。75% 的评价为 4 星及以上,14% 为 1 星;商家回复了 82% 的差评。数据最后更新于 2026-08-10。

用户怎么说

需要更多的用户输入。

它承担了一项并不存在的费用。我和我女儿的账单混淆了,因为我们的账户是相连的。它不允许我进行太多编辑。需要编辑。另外,我通过 Venmo 支付租金。

Experian 回复2026-08-03

Hi there. Thank you for your feedback. Unfortunately, for that reason, a join account does not qualify to be activated in Experian Boost® , since it cannot be connected by 2 customers at the same time or the invoices are usually combined, so the information is not accurate. -Karen

益百利是一个骗局,他只是想……

Experian 是一个骗局,他只想偷走你所有的钱。他们不会让我使用我的直接存款资金,除非使用他们的借记卡。他们有很大的局限性,他们的信用号码甚至不正确。他们的支持团队会让你兜圈子,但实际上无法帮助你做任何事情

Experian 回复2026-08-03

Hi Emilee. Thank you for the review. Our top priority is your satisfaction. We’re sorry that we didn't meet your expectations. You may want to reach out to us for more assistance regarding this issue. We appreciate your patience and have a good day. -Karen

我的浏览器可能有问题...

我的浏览器或网站可能有问题,因为我尝试升级以添加我的租金和银行,但我的机构不在银行列表中。一分钟后我查看了我的分数,它是 717,然后打开应用程序,这是一个不同的分数信息未更新我几年前还清了我的车辆,但它仍然属于贬义类别?什么给了

Experian 回复2026-07-31

Hi Cooper. Thank you for the feedback. We apologize for any difficulties you experienced while attempting to use Boost™ and understand the concern with your bank not being available. If you would like us to submit a request for your bank to be added back to Boost™, we can do so. Please keep in mind that we cannot guarantee that it will be added or when it will be added. It is completely up to your bank if they want to participate. You can also reach out to them directly to find out if they plan on participating in Boost™. If you would like further assistance or additional information, please reach out to us. -Karen

Experian Boost——以您为代价来提高他们的利润。 (避免......除非你有更多的钱而不是理智)

使用的人工智能/算法比一盒家乐氏还要脆弱。我这边没有任何变化,但我从 Experian 系统收到通知,说他们没有看到、正在删除或完全误读了我银行的数据。这些是自动安排的付款,已保留多年(公用事业、保险和汽车贷款等)。益百利并没有真正找到某人来寻求帮助,而是使用人工智能来告诉你你的问题是什么以及如何解决它(甚至在两个帐户上都没有接近......我已经尝试过)。如果您断开 Boost,您的信用评分将受到 30 分的负面影响 - 立即 - 除了您不分享不相关的详细信息之外,没有任何变化......只是 WHAM 您是信用风险。 我正在认真考虑放弃这整个服务,因为每次我登录系统时,除了付费让保险人员联系我、抵押贷款骗子出局以及汽车金融再融资消息之外,我看不出还有什么好处。 如果 Experian 能够证明它每年价值 300 美元,我可能会重新考虑。但截至 2026 年 7 月下旬,这是一种巨大的金钱浪费,但回报却非常非常少。

Experian 回复2026-08-03

Hi Chris. Thank you for the feedback. We’re sorry that we didn't meet your expectations and understand that you were hoping for a different result with Experian Boost®. However, it is not a guarantee that your score will go up. Each person who uses Experian Boost® will have a different result. Some people see a big boost and some do not see a boost at all. Remember that you do not pay for Boost. This product is an added benefit for our free and paid members. Here are some of the reasons why qualifying accounts may not be found: •Accounts are paid by non-electronic means such as cash, check, or money order. •The utility or telecom payee name may not be recognized at this time. •There is not enough recent/recurring payment history for qualifying accounts. Experian Boost currently requires at least 3 recent payments. •Do you make the payments each month without skipping a calendar month? For example, if you pay a utility bill quarterly (2 payments in 6 months) that account will not be recognized. •The bank does not give access to enough account history •Some municipalities do not differentiate between utility payments, parking tickets, or court fees, only identifying the payee by municipality name (e.g., “Anytown fees”). Thanks. -Karen

想要将银行卡添加到 Boost

想要将银行卡添加到 Boost。遇到问题,打电话给代理,告诉我在线尝试,这样做,无法登录,无法获得任何帮助。另外,试图找出我在得分上丢分的具体原因,我得到的只是一轮。不高兴支付这个月的费用。我要取消它,这样对我来说毫无用处

Experian 回复2026-07-31

Hi Joe. Thank you for the review. Our top priority is your satisfaction. We’re sorry that we didn't meet your expectations. You may want to reach out to us for more assistance regarding this issue. We appreciate your patience and have a good day. -Karen

Boost 未传播到 Fico

Boost 没有传播到 Fico。我的信用卡已将我评为杰出借款人。登录 Experian 并使用 boost 只会让我的分数与之前的水平一致。基本上就是浪费时间。

Experian 回复2026-07-31

Hi Christof. Thank you for reaching out to us. We’re sorry that we didn't meet your expectations and understand that you were hoping for a different result with Experian Boost®. However, it is not a guarantee that your score will go up. Each person who uses Experian Boost® will have a different result. Some people see a big boost and some do not see a boost at all. Experian Boost® doesn't lower your score; that is, it's due to a change in the information in your report, not Experian Boost® itself. However, you can remove it completely if you wish. -Karen

这是来自……的一项救生免费服务。

这是 Experian 提供的一项免费救生服务。超级简单快捷,会推荐给任何想提高信用评级的人!

Experian 回复2026-07-29

Hi there. Thanks for the 5-star rating! We are happy to hear that you recommend our app. We appreciate your time and have a good day. -Karen

正如他们所说,益百利将其锁定......

益百利(Experian)像他们所说的那样将其锁定。无需再猜测是否已完成。他们让您随时了解任何活动。

Experian 回复2026-07-24

Hello Chris! Thank you for your feedback. It’s great to hear that you are satisfied with the information we provide. We appreciate your time and have a good day! -Karen

添加我的每月流媒体很容易......

很容易将我的每月流媒体和电话付款相加,我的信用评分就提高了 16 个百分点。

Experian 回复2026-07-23

Hi Gae. Thank you for your wonderful feedback! We are so pleased to hear that adding your monthly payments helped increase your credit score by 16 points. We appreciate you sharing your positive experience! -Katherine

联邦政府机构暴露

益百利在冻结账户方面很有帮助,因为我的联邦机构妥协告诉我们,我们已经暴露了。 我可以少用他们发来的电子邮件。 我不需要、不想要或要求提供贷款信息。 每天都会有一封电子邮件,这太过分了。

Experian 回复2026-07-22

Hi Muriel. We appreciate you sharing your experience with us. We're glad we could assist with the account freeze during a challenging time. We understand your concern about the frequency of emails and the type of content you're receiving. You can unsubscribe for any marketing email by using the unsubscribe option at the bottom of the email. You can also unsubscribe for marketing in your membership under the "Your Account" page. I hope this information helps. Thanks. -Katherine

到目前为止我的经验很好

到目前为止我的经验很好。我只是不明白为什么必须有8到10个不同的FICO分数。你的成绩要么很好,要么不太好。您的信用上的所有相同内容都会被查看,但您给我的 FICO 分数不同。迷惑大众的好方法。我喜欢益百利提供的提升。

Experian 回复2026-07-23

Hi Joseph. Thanks for the review. I understand this can be confusing and I'll try to clear everything up. To start, each business generates its own scoring model based on their business needs. An auto dealership might generate a score solely based on your leasing history, whereas a mortgage lender may generate a score focusing on your mortgage payments. This means that your score can be different depending on the business you go to. Your score will very rarely be the same at two different places. Thanks. -Karen

我有过的最糟糕的经历......

我在一家公司经历过的最糟糕的经历。你无法与活人交谈,他们的聊天机器人毫无用处。网站上的信息并不总是正确的。他们的客户服务为零。

Experian 回复2026-07-22

Hi Valerie. Thank you for the feedback. We apologize for any difficulties you experienced while trying to contact a customer care agent. Please reach out to us. We will try our best to address your concerns. Thank you. -Karen

轻松提升信用!

我只添加了我的电话费和电费,我的分数立即上升了不到 50 分!您确实必须授予 Experian 许可才能使用第 3 方,但这一切都在不到 5 分钟内完成,至少根据我的经验是这样。所以,是的,这是一个非常有用的工具,可以提高您的评分!谢谢益百利!

Experian 回复2026-07-20

Hello Douglas. Thank you for the feedback. We're excited to hear that you were able to Boost your score by 50 points! We appreciate your time and have a good day! -Karen

益百利很难访问。

益百利是我的三个信用报告公司中最难打交道的。 我无法通过线路访问它,并且我很难通过电话连接。 您可以通过电话轻松联系 Transunion 和 Equifax。 在网上,Experian 无法识别我的电话号码,因此我无法获得验证码。 我的房地产经纪人告诉我,很多人对 Experian 感到失望。 你可以做得更好,益百利!

Experian 回复2026-07-22

Hi Susan. Thank you for the review. Our top priority is your satisfaction. We’re sorry that we didn't meet your expectations. You may want to reach out to us for more assistance regarding this issue. We appreciate your patience and have a good day. -Karen

我的信用报告因多次数据泄露而被冻结

我的信用报告已被冻结多年,以帮助保护我的信息免遭数据泄露。 访问我需要的信息和/或解冻然后根据贷款或信用卡需求重新冻结我的帐户非常容易。

Experian 回复2026-07-21

Hi Gail. Thank you for taking the time to leave us a review. It's great to hear that you enjoy placing or removing a freeze. Our top priority is your satisfaction. Have a good day! -Karen

益博睿联系后发出欺诈警报

当有人打电话给我,自称来自 Experian 时,我对此表示质疑。来电者有浓重的印度口音,想要从欺诈猖獗的州清除拟议的信用卡应用程序。他们把我转给了杰里米·奥斯本 (Jeremy Osborn),他试图从我这里拿到 4500 美元,用于支付年利率为 0% 的维萨/万事达卡的终身利息费用。当他强行推销我并且背景噪音太大时,我很怀疑。自从我拒绝了这个提议以来,我一直接到大量的电话。我很高兴我的账户现在被冻结了。

Experian 回复2026-07-16

Hi Bonnie. Thank you for taking the time to leave us a review. It's great to hear that you enjoy placing or removing a freeze. Our top priority is your satisfaction. Have a good day! -Karen