Kikoff（kikoff.com）在 OK.one 的综合评分为 2.8 分（满分 5 分），基于本站收录的 104 条用户评价，属于金钱与保险分类，口碑较差。评价两极分化：45% 给出 4 星及以上，同时 50% 打了 1 星；商家回复了 98% 的差评。数据最后更新于 2026-08-10。
糟糕的！！我每月支付 35 美元。然后在自动续订时，我不希望被收取滞纳金！现在我的信用也不好了，我欠他们333美元！我给客服打了电话，他们不肯取消！ “他们无能为力消除这个！”这是一个合法化的骗局！即使当我被要求自动续订并且我不接受 12 个月的时间继续进行另一次自动续订时，他们也声称我确实接受了自动续订！我没有！
We're truly sorry to hear about your experience. We'd be happy to take a look into this for you! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out.
人们所说的是真的，我的分数在 2 个月内上升了，太棒了
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
谈论一个骗局。公司欺骗老年人是可耻的。我于 2026 年 5 月 17 日致电 Kickoff 取消。下一次付款的到期日为 2026 年 6 月 6 日。无论如何，他们一直等到 2026 年 6 月 12 日才再次付款。现在他们说不能退钱。他们是小偷，这就是为什么他们不能退钱的原因。但谢谢你这样做。我属于许多需要了解公司信息的组织，例如 Kickoff。我希望这 35 美元对你来说是值得的。现在我必须取消我的支票账户才能停止进一步付款。什么败类！
We're truly sorry to hear about your experience. We'd be happy to take a look into this for you! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out.
我不喜欢通过电话与我交谈的那个人询问我的 ssn 和地址。这只是侵犯隐私，绝对是一个巨大的危险信号。 另外，每次我尝试使用推荐链接时，它都不会反映在我的帐户上，这也是可疑的。因此第 4 除此之外。 我刚刚执行了每月 35 美元的计划来增加信贷。没有卡，没有别的。只是提高我的信用。那件事发生了。 eq & tu 超过 700。 不知道他们是怎么做的，因为他们有一个完全不同的评分系统，因为它没有反映在我的帐户 vantage 3 与 vantage 8 上。有点奇怪，但无论如何。 这就是我所需要的，因为他们按照他们所说的做了，所以我实际上并没有绊倒。我真的很想获得商业信用，所以，我走这条路是为了个人提升。 我推荐的。
Thank you for taking the time to share your feedback. At Kikoff, we take account security extremely seriously and have multiple measures in place to ensure your information remains safe and secure. For further assistance, you may call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help.
掠夺性公司不关心帮助你建立信用。大家不要相信这个骗子公司！
We’re sorry to hear about your experience, but we're here to help! Please call us at 1 (844) 741-9282 or visit http://kikoff.com/link/get-help so we can try to work this out. Just to clarify, Kikoff is specifically tailored to facilitate the easiest and most cost-effective way to build your credit.
我一直在尝试进入应用程序启动，一遍又一遍地致电客户服务，就像应用程序建议一样，因为该应用程序说我的电话号码已经在启动时注册，他们只能在客户服务中告诉我，我没有输入正确的信息，尽管我输入了所有正确的信息，这就是他们能告诉我的，他们就像机器人一样荒谬
We're truly sorry to hear about your experience. We'd be happy to take a look into this for you! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can work together to resolve this.
我用 160 美元关闭了我的账户，我被告知我会收到退款，六周后我打电话询问退款事宜，并被告知我需要支付额外的服务费。我试图弄清楚当我每月只支付 20.00 美元时，请注意在他们希望您签署的协议中说他们可以保留您的钱，请阅读，这样它就会发生在您身上。换句话说，他们可以保留你每个月寄给他们的钱，我很高兴它是 160 美元，因为如果达到 2000 美元或更好，我就不会生气。自己尝试至少最后你会拿回你的钱
Thank you for your feedback. At Kikoff, we aim to make our products and services as clear as possible before our customers open a new account with us. We're sad to hear that this was not your experience. Please note that the funds you pay towards your Kikoff Credit Account cannot be withdrawn or refunded. Your monthly payments go towards building your credit history through on-time payment reporting to the credit bureaus. For more information, please feel free to visit our website https://about.kikoff.com/how-kikoff-works.
我之前通过 kikoff 有一个帐户。我按时支付了所有款项，然后在与他们保持良好信誉的情况下关闭了帐户。几个月后我申请破产，但没有在他们那里注销账户，因为它已经关闭了。破产解除后，我尝试向他们开设另一笔信用额度。在与他们的人工智能机器人战斗了 45 分钟，试图弄清楚如何申请新的信用额度后，它终于把我转给了一个人。我只是被告知我无法在不久的将来开设另一笔信用额度，因为由于我的破产，法律禁止这样做。我进一步质疑，因为我的印象是他们帮助信用不佳的人提高分数，其中包括申请破产的人。他们确认是的，但他们不能为我服务，因为我在破产之前已经在他们那里有一个账户。我试图解释说，如果我可以通过我之前因破产而被解除的银行获得信用卡，为什么我不能向他们开设新的信贷额度？他们只是一直说这是违法的，因为他们无法报告已破产的信用额度。但我说过这不会是同一个信用额度；从技术上讲，当我提交申请时，我什至没有在他们那里开设账户。然后他们确认我永远不能向他们开设另一个信用额度，这与他们最初所说的不同。我们绕了大约 15 分钟，最后我因沮丧而结束了聊天。我在类似的贷方开设了账户，没有任何问题。所以这个故事的寓意是……在你在他们那里开户之前，确保你的信用已经搞砸了。
We're truly sorry to hear about your experience. Due to bankruptcy, we will be unable to resume or reopen your Kikoff account. We apologize for any inconvenience, and we hope to expand our options in the future.
开场就是个笑话。一开始每月 5 美元，然后在你取消订单后很快就会涨到 20 美元，这样他们就会扣掉你的信用。
We're truly sorry to hear about your experience, but we're here to help! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out.
我的分数上升了，他们的客户服务也很到位
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
这个启动是一个笑话，你认为你会用你投资到账户的资金来建立你的信用，享受你投资到账户的东西，所以在条款结束时你建立了你的信用，但也有钱存到账户里，最后可以花，但35美元的计划是一个订阅，你不会收回，最后也会损害你的信用，所以请大家不要把你的钱投入到这个骗局中。损害了我的信用并损失了所有投资在这堆狗屎上的钱。
We’re sorry to hear about your experience, but we’d love to clear things up! The Kikoff Credit Account is a credit building subscription, it's not a traditional loan or card. Please note that the funds you pay towards your Credit Account cannot be withdrawn or refunded. Your monthly payments go towards building your credit history through on-time payment reporting to the credit bureaus. For further assistance, you may call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help.
我使用了你们的服务，每月支付 5 美元，然后你们未经我同意就开始向我收取每月 20 美元的费用。我开始时 62 岁，抚养 2 个孙子每月 20 美元付不起，不开心
We're truly sorry to hear about your experience. We'd be happy to take a look into this for you! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out. We eagerly anticipate resolving this issue for you!
G 分数不断增加。我喜欢它。
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
这对我没有多大帮助。我以为我可以取消并拿回我的钱。没有发生。
We’re sorry to hear about your experience, but we’d love to clear things up! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out. Just to clarify, Kikoff is designed to help build credit through on-time payments and lower credit utilization and the funds you pay towards your Kikoff Credit Account cannot be withdrawn or refunded. Your monthly payments go towards building your credit history through on-time payment reporting to the credit bureaus.
我开始使用 Kikoff 不仅是为了获得信用额度，也是为了让这些人监控我的信用。与此同时，我为我从未使用过的信用额度支付了 50.00 美元，也从未像广告中那样获得额外的信用额度（虚假广告），最重要的是，我的信用评分受到了它们的负面影响。我根本没有规定任何与他们合作的义务。这应该是一次尝试，一个错误，而不是我从未同意的强制义务。
We’re sorry to hear about your experience, but we’d love to clear things up! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out. Just to clarify, Kikoff is designed to help build credit through on-time payments and lower credit utilization. It’s not a traditional loan or card.
优质的服务令人惊叹，帮助您建立信用，真正改变了信用修复和监控的游戏规则
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
请不要使用 Kikoff 来帮助建立您的信用。他们会试图偷你的钱。我建议改为“自我”。我使用了两者，并在贷款结束时立即自行存入我的钱。基科夫让我验证我的账户和身份，并且不肯将钱存入我的账户。我无法理解，因为他们每月从该账户取出 10 美元没有任何问题，但当需要将其存回时，他们需要进行验证。这是我的钱，你拿的时候就照样还给我。
We're truly sorry to hear about your experience. We'd be happy to take a look into this for you! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out.
到目前为止，我的信用度在同一个应用程序中上升到 634，但现在 kikoff 后它的信用度为 589，所以请告诉我进展如何？？？
We're truly sorry to hear about your experience. We know how important your credit score is, and our goal is to help you on your credit-building journey. Many factors can impact your score: payment history, credit utilization, credit age, credit mix, etc. Opening a new credit line (like Kikoff) can sometimes cause a temporary impact to your credit score as it affects your credit age (how long your accounts have been open). Consistent on-time payments with Kikoff will help build positive credit history over time, which can improve your credit score! For further assistance, you can call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help.
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
共 104 条符合条件的评价