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金钱与保险

LendingUSA

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102 条评价

4.5102 条评价
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关于 LendingUSA

数据更新
网站
lendingusa.com
分类
金钱与保险
所在地
美国
状态
待认证
近 12 个月
41 条评价
差评回复率
50%(5/10 条)
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商家自述

LendingUSA 的宗旨是在人生的重要时刻提供智能融资解决方案。人们在需要的时间和地点需要钱。

LendingUSA靠谱吗?

LendingUSA(lendingusa.com)在 OK.one 的综合评分为 4.5 分(满分 5 分),基于本站收录的 102 条用户评价,属于金钱与保险分类,口碑优秀。85% 的评价为 4 星及以上,9% 为 1 星;商家回复了 50% 的差评;评价主要围绕客户服务、使用体验。数据最后更新于 2026-08-12。

评价综述

AI 生成

绝大多数评论者都对这家公司有很好的体验。客户经常称赞工作人员在整个贷款申请过程中非常乐于助人、知识渊博且耐心。消费者注意到,友好的代表清楚地解释了每一个细节,并以卓越的专业精神耐心地回答了所有问题。 其他一些人也认为整个贷款审批程序非常快且完全简单。审稿人非常欣赏便捷的访问和无缝的数字通信,让他们每天都能不断了解情况。人们强调与如此敬业的协调员合作来处理他们的个人财务需求是多么美好。

本段由 AI 基于该企业的全部评价自动归纳,仅供参考,不代表平台立场。

用户怎么说

减轻财务负担

我要感谢您花时间帮助我尽快摆脱债务。条款很公平,我正在摆脱债务。你们的代表对我所处的困难处境非常乐于助人和友善。我强烈推荐 Lending USA。

LendingUSA 回复2024-08-28

We greatly appreciate your positive feedback, Susanne. We are glad to hear that we could help you find relief from your financial burden. Thank you for choosing LendingUSA.

工作人员很棒,他们提供了很多帮助……

工作人员很棒,他们提供了很多帮助,他们详细了解了我需要知道的一切,解释了一切,都有回电,也有反馈,我对工作人员非常满意,会推荐,谢谢大家所做的一切

LendingUSA 回复2024-08-19

We're pleased to hear that our staff was able to assist you and provide the information you needed. Thank you for sharing your experience with us!

美国贷款过去和现在都非常有帮助……

Lending USA 过去和现在都非常乐于助人,友好的团队成员随时准备回答您可能遇到的任何问题,并帮助我使整个过程顺利进行,强烈推荐。

LendingUSA 回复2024-08-08

We're utterly delighted to hear about your positive experience with LendingUSA. Thank you for recommending us!

提防

提防! LendingUSA 强制您使用他们的自动汇票而不是银行的在线账单支付。然而,每个月他们都会按时收到你的支票,然后一边给你发电子邮件和打电话,一边坐视不理,直到你崩溃,再也无法忍受刺激为止。然后,当我还清账户并多付 6000 美元时,他们直到支票清算后 30 天才会释放资金。值得庆幸的是,BBB 介入并让他们给我寄了支票。我不会推荐 Lending USA,因为他们的商业行为不正当。还有很多其他更好的选择。 当然,他们会有一个经过深思熟虑的狡猾的解释,但阅读其他评论,你就会发现他们到底有多诚实。

LendingUSA 回复2024-08-15

Thank you for taking the time to share your feedback. We understand your concerns and sincerely apologize for any inconvenience you experienced. We appreciate you confirming that you have already received your refund of $6,309.43, which we sent to the bank account you provided. We're also glad to hear that your concern with the Better Business Bureau (BBB) has been resolved. As previously explained, the refund process involves several steps, which can take some time. First, we need to ensure that the payment has cleared and is fully posted in our system. Once this is confirmed, the refund amount must be reviewed and approved by multiple departments, including management and accounting. After we send the payment to your bank, there is an additional processing period on their end before it is reflected in your account. In your case, the refund process took longer because we initially did not have your bank account and routing numbers on file—only your debit card number, which cannot be used for refunds. We attempted to reach out to obtain this information, but it took several days to make contact. We strive to provide transparent and efficient service, and we regret that this situation caused frustration. Your feedback is invaluable as we continue to improve our processes. We hope that you will reconsider LendingUSA in the future and give us another opportunity to serve you. Thank you for your understanding.

优质的服务

我从这家公司获得了优质的服务。我相信这个过程很快而且进展顺利。与我的代表的沟通非常愉快,我完全建议您使用它们来满足您的贷款需求。谢谢凯莎

LendingUSA 回复2024-06-30

Thank you so much for your kind words, Keisha. We really appreciate you taking the time out to share your experience with us. Cheers, LendingUSA

浪费时间

信用评分接近 700,收入不错,从事全职工作和军事预备役工作 8 年,但立即被拒绝支付 6000 美元……。与他们宣传的相反,他们一定有一些荒谬的要求。完全浪费时间!

LendingUSA 回复2024-04-08

Thank you for taking the time to share your experience with us. We're sorry to hear that you were dissatisfied with your recent application process. At LendingUSA, we strive to provide financing solutions that meet the needs of a diverse range of individuals. We understand that each application is unique, and while we aim to assist as many customers as possible, there are occasions when certain factors may impact approval decisions. However, upon reviewing our records, we were unable to find an application under the name provided in your review. If you believe there may have been an error or if you would like to discuss your application further, please don't hesitate to reach out to our customer care team at (800) 994-6177 or via email at [email protected]. We're here to help and would welcome the opportunity to assist you further.

一个伟大的结果,但是,,,,,,……

我很感激这个结果,因为我的合并贷款获得了批准,谢谢! 不过,我建议更好的沟通。我认为有人会每周向客户提供流程更新。我必须启动所有后续行动。就在上周我收到答复之前,我终于被告知这个过程需要 5-8 周的时间。我没有看到任何回报,因此下周将再次跟进。

LendingUSA 回复2024-04-08

Thank you for reaching out and sharing your feedback with us. We're thrilled to hear that your consolidation loan was approved, and we appreciate your kind words! Regarding your comment about communication and the loan process timeframe, we value your input and understand the importance of keeping our clients informed every step of the way. However, upon reviewing our records, we couldn't find a loan under your name with our company. It seems there may have been a misunderstanding, as we do not offer consolidation or payoff services. At LendingUSA, we specialize in providing personal loans that are disbursed directly to you. We apologize for any confusion that may have arisen. If you have any further questions or concerns, or if you'd like assistance in understanding your loan status or exploring any potential options, please don't hesitate to contact our customer care team directly at (800) 994-6177 or via email at [email protected]. Thank you again for your feedback and congratulations on your loan approval. We appreciate the opportunity to clarify and assist you.

我的信用不良,我正在寻找个人贷款......

我的信用不好,我正在寻找个人贷款,这样我就可以对我的车进行一些预先维护,来自美国倾斜的米勒先生与我签订了合同,我有资格获得 40,000 美元的贷款。我告诉他我的信用不好。没问题我的朋友他说。 过去我知道我需要拿出一些现金来证明我是一个有责任感但信用不良的人。长话短说 800。后来还在等待我的贷款 5000.00 好吧,我是个白痴。真糟糕他们会利用我的处境

LendingUSA 回复2024-04-03

Dear Mike, Thank you for taking the time to share your experience, although it appears there may be some confusion regarding your interaction with LendingUSA. After conducting a thorough search, we could not locate any records or applications associated with your name in our system. Additionally, we do not have any employees by the name of Mr. Miller, nor do we engage in the practice of collecting money upfront for financing purposes. It seems possible that your review may pertain to another company with a similar name, but we want to ensure that any misunderstandings are addressed promptly and appropriately. If you believe there has been an error or confusion, we encourage you to contact us directly at 866-212-6119 or via email at [email protected]. Our team is dedicated to resolving any concerns or issues you may have encountered. Alternatively, if you realize that this review is not associated with LendingUSA, we kindly request that you consider removing or amending it accordingly. Once again, we appreciate your feedback and apologize for any inconvenience you may have experienced. We are here to assist you and strive to provide exceptional service to all our customers. Thank you for your understanding.

从批准到资助3周

10月25日获得预先批准。 申请并收到电子邮件,表明贷款已于 10/27 提供资金。 LUSA 设定还款日期为 12 月 1 日,但直到 11 月 13 日才真正偿还资金。 当我抱怨时,他们的“内部审查”说没有任何问题。 他们似乎缺乏内部控制,所以我不确定这是否合法。 它似乎也用完了洛杉矶或墨西哥,而不是新泽西州。 无论如何,我要向 新泽西多比。

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