他们甚至无法获得贷款。 我的第一个。 马上就接起来了。 第二个请求.. 我被告知我没有足够的积分供 wlsny 贷方查看(请记住,我的第一笔贷款获得批准时积分较少),他们说添加 3 个银行帐户。首先rhi 有那么多银行! 8又去找了2家银行只是为了提高我的积分。 一旦我这样做了。我的积分上升了3分。我所理解的 2 个新增银行不会授予 15 个积分。 没有。世界上根本没有办法让某人达到他们所期望的。这太假了。 不推荐给任何人
SoLo Funds 回复2026-08-03Dear Tammy,
We understand our model does not follow traditional lending models as we wanted something different, something more human. So we are happy to provide some additional information regarding the loan funding process.
Once a Borrower submits a loan request to the Marketplace, it will then need to be accepted to be funded by a Lender (a user on the app such as yourself). This time period of waiting for your loan to be accepted can vary in time. However, when a loan is accepted to be funded by a Lender and both parties agree on the terms, it takes only minutes for the funds to be deposited into the Borrower's SoLo wallet.
Here are a few points to keep in mind:
1. Funding a loan request is up to the discretion of individual lending members. Borrowing members choose how much and when they pay, including if they want to add an optional tip to the lending member or donation to SoLo. Borrowing members have 100% optionality and control over the terms of their loan, and any amount paid in addition to the loan principal is voluntary. Electing not to tip or donate has no impact on a member’s ability to request a loan, nor does the SoLo platform give a member preferential treatment for including a tip or donation.
2. You can increase your trust in the platform by paying your loans back early or on time. This will increase your SoLo Score, and will also be visible to lending members in your loan history. The higher your score, the more trust future lenders will have in you.
3. Your loan will be active in the Marketplace for up to 3 days. At that time, if it remains unfunded, it’ll be automatically canceled. Upon cancellation, you can immediately create a new request.
4. We offer a SoLo Protection Program to Lenders which provides additional protection for your investments. Regardless of whether you choose to enroll in our Protection Program, we always make our best effort to recover funds for our Lenders.
5. We offer a grace period on all loans during which no late fees are applied.
We hope this information is helpful. Please let us know if you have any additional questions.
Thank you,
SoLo Community Expert