DON'T do it
DON'T do it! After they collected what they had been guaranteed they just stop being helpful. We paid them over 14000.00 to supposedly negotiate 42000.00 in debt. After the 4 Judgement went through and our bank account was RAPED by Bank Of America we were forced to leave state and I retired whith wife still working. The omly communication from them I could get was " You need to pay the trust fund or we will drop you" Told them we can not pay fund and you let garnishments and judgements get through. Customer service said " well that happens sometimes! Ask to talk to management and always told they would call me back". Never did. These people are crooks and run servers in Texas but the owner are in New York. Good Luck to anybody still dealing with them