Approval amounts and interest way off from quotes
The phone reps are nice when talking to hem but very misleading. They tell you that you are approved for the full amount and tell you to fill out paperwork before they go further. Luckily I don't sign things until I know all of the details. Requested 8k for debt consolidation they counter with 3 and a 34% interest rate. That is is a bit ridiculous. My credit isn't the best due to high credit card balances but that is it I have been on time with my payments. Underwriters have the capabilities to bypass certain things and in my case that wasn't even considered. These lending companies are looking to make bank off your interest the best thing you can do Is go to a credit union and get the personal loan they won't gouge you on interest and will take care of you