Wonderful for a First-Time Homebuyer
When I decided to buy my first home, I didn't know where to start. The first mortgage broker company I called practically laughed in my face when I said I only had about $5,000 to put down. "You'd be looking at a $20,000 house and we don't work with houses priced so low," he said to me. It was a blatant lie that with $5,000 down I could only get a $20,000 house. Luckily, I found Premium Mortgage. My loan officer, Brian Kalwicki, was absolutely amazing throughout the entire process. He was so knowledgeable and answered all my questions with the patience of a saint. He was available to me through email, phone, or text message at all times. I never felt like I couldn't get in touch with him or that he wasn't being responsive to me. He immediately told me about the SONYMA down payment assistance program, which allowed me to eventually buy a 140k house with about 7k down. That house, by the way, was the third one that I started the mortgage process with, and Brian was there for me through all the ups and downs. He was also the one who recommended my realtor, Adrianna Redman (Howard Hanna) who was also amazing. Home buying is one of the most stressful, insane processes out there, and Brian was able to guide me through it and bring sanity to the entire process. I also worked with David Popham as my mortgage processor, and he was wonderful as well. I can't recommend them or Premium Mortgage enough.