I bought my Delta Auto Protect Diamond…
I bought my Delta Auto Protect Diamond Premier police 1.5 years ago and have had nothing but hassles. I own a BMW 530i and shortly learned that this coverage is a joke for my car. It would be an plan for a Chevy Cavalier or Ford Escort where they are basic in all aspects as far as a vehicle goes, but not for a car that has some R&D behind them. I had a steering shaft issue on my car and when I called to get it fixed they told me that it was not covered. When you read what is covered in the policy you have to read everything very carefully. My part was not covered (a steering knuckle) because it is not listed on their list of covered components. I also developed an oil leak from my oil pan. Tried to get this fixed and denied this as well. They do not cover seals unless its during an engine rebuild. Well if my motor blows then I guess they will replace then. I brought up the argument that if I do not "attempt to prevent further damage" as they state in their contract that the motor could blow. They don't seem to care about that. I have a headlight that is not tracking correctly (they turn when I turn the wheel) and of course guess what, this isn't covered either. If any of my many electrical components fail that control the car or the electronics in the car (minus alternator) they don't cover it. So why did I just waste my $2500 for this coverage that covers nothing I would need it for? Because I didn't read carefully. My fault. I just want people to understand that this company is not for any car that is well thought out and built. More for the basic car with nothing but power windows and a sunroof.