I would recommend not to buy their policy
half way through the trip i was hospitalized, and had to change the rest of my travel trip. - hospital trip to and fro by taxi - cancelled of deposit of hotels booking for the rest of the trip - cancelled return flight and rebooked of flight with additional charges all these are not reimbursed back. My travel insurance includes: Trip Cancellation and Loss of Deposit, under travel inconvenience benefits. But they took my hospitalisation as Travel assistance benefits - Emergency Medical Evacuation instead, and refused to acknowledge my claims. Making a claim was also a hassle. I would not recommend buying insurance from them. What is the point of buying an comprehensive travel insurance if you cant claim back.