Scam
Scam. They lie professionally. Alot of semantics. They really just try to run your credit. You can tell their focus is really on running credit application to meet some quota instead of truly focusing on realistic possibilities for the customer. They just called me, I told her I didn't finish the application because I dont want my credit get hit with another inquiry and she told me she already has my application here and they have financial options that she will send an email to pick one. The email was just a link that took me to complete the application. So called back and got the same lying rep Kimberly and asked her about the financial options. She tried to be slick and asked what does the email say, I told her it was a credit application. She said I will need to fill it out. So I asked the liar if it was going to be a soft or hard inquiry and she said " you can say soft". Definitely looking somewhere else for a loan. She boldface try to scam me and then have the nerve to do it on a Monday morning.