I am giving 4 stars just because the…
I am giving 4 stars just because the interest rate for these loans are outrageous. This is a loan you should take only for short term needs. Pay it off as soon as you can. I took a $300 loan, which was a very easy experience for me. They were very helpful and I received the money right away. However, if I had gone the whole term of the loan, I would have had to pay $217 in interest along with the $300. This is the price we pay for having bad credit and sometimes needing a little to get by. The problem is, getting these loans with high interest rates can keep you in a perpetual cycle of borrowing. Overall, they do what they are in business to do and they have always been fair to me.