Hired company to negotiate and reduce…
Hired company to negotiate and reduce debts. Program stated debt free in 52 months with a pre set payment plan that I was told was guaranteed to be successful. I was in the program for 25 months and paid $20,000 to them. Little be known, this money goes to them for their services even though they haven’t even provided any service. In the 2 years, they let all my accounts go without communication to creditors and therefore served with lawsuits on them. 1 summons they failed to answer so I had a default judgment of $24,000. When I kept getting served with other lawsuits, I personally sought out the attorney who told me once it goes legal there is little to do in reducing debts, which is the whole point of their program. I demonstrated by their calculations I would not be successful in their program. They refused to reimburse me as they failed to provide a successful, appropriate service as advertised and put me in legal jeopardy. The money I paid this company, I could have called all creditors right away and negotiated myself and made arrangements for payments and been debt free sooner than being in this program. This is a scam and has been reported to the BBB, FTC, Federal and State Attorney General Offices.