Not Happy
Thanks for responding to my review and you say you didnt send me to collections, well whats the difference in that and what you did do? The outcome was the same, my credit is now ruined for 7 - 10 years and yes it did effect my credit I have proof if you care to see it. Also if you try to call this company they don't answer the phone, so good luck when you get in a bind and actually need to talk to them. I had my loan for about a year and made every payment on time for several months then went through some troubling times and couldn't make a payment. I stayed in contact with them and had planned to pay my debt off once taxes came in, they were ok with that. Next thing I know my credit drops 300 points for missed payment and it was because they sent me into collections. I received my tax money and paid the entire balance off with proof, a few days later my credit report states payment is up to date and shows remaining balance of what I had just paid off. Originally a $2500 loan with a payout of over $4000 I did the right thing and now have to fight with the credit bureau to have IT removed. This needs to be fixed NOW.