Clueless
I got a quote for HO insurance and paid for the policy. The company wanted to send an inspector out to do a Five Point inspection. No problem. Problem. Not really sure whether the underwriters or the inspector is the problem, but it makes for a clueless group, all of which are hiding for fear of an attempted logical conversation. The inspector had 5 erroneous entries which he submitted to the company. They cancelled the policy due to the poor condition of my roof, sighting differing colors of tiles indicating patching, therefore the entire roof needs to be replaced. What, It's a 35yr tile roof that isn't even 18 years old. Upon review of the pics the roof is fine, what they are looking at is clean vs dirty tiles from where I had leaking solar pool heating panels removed. How such incompetent people can have jobs is beyond me. They won't talk to you for fear they might have to confront how dumb they really are. Took my payment quickly, got to wait 3-4 weeks to get a refund. Really great group, run don't walk.