Misleading Program, Endless Upsells, and a $3,000 Sales Funnel Disguised as Education
I rarely leave reviews, but this experience needs to be called out. You pay **$3,000 just to enter this program** — for information that can often be found elsewhere for a few hundred dollars (or even free). And that’s only the beginning. I joined the **Lee Arnold System / Mortgage Investor Program** because it was presented as a real pathway into note investing — with access to bank relationships, discounted tapes (20–30 cents on the dollar), and guidance to actually complete deals. That is not what this is. --- he Bait-and-Switch You are led to believe: * They have strong bank relationships * You’ll gain access to exclusive tapes * Their network will help you move deals But once you’re inside, the reality shifts. You’re told to: * Find your own buyers * Build your own systems * Purchase additional tools just to operate So what was sold as: > “We have access and relationships” Turns into: > “Go build everything yourself — and pay more to do it.” --- After You Pay $3,000… The Real Selling Begins Once you’re in, you’re immediately exposed to more offers: #### Core Upsells * 💰 **$50,000–$60,000 high-ticket coaching program** * 💰 **$1,000+ loan broker program** #### Tools & Systems They Push * 💰 **Dealio software (~$4,000)** * 💰 Additional tools, databases, and subscriptions #### Additional Pitches Inside the Program * 💰 **Overages / tax overages program (~$1,000+)** (Guest speakers pitching completely different strategies) So instead of learning one clear path, you are: > Constantly being redirected into new offers, new tools, and new programs --- ### 🚩 Shallow Training Disguised as Depth To be fair — they do teach concepts. The problem is: > It’s not taught with enough depth to make you capable or confident to actually execute. The structure is: * A **3-day event** * High-level explanations * Minimal time on real deal analysis * Heavy on motivation and excitement You leave: * Inspired * Overwhelmed * But not equipped It feels like: > Three days designed to build excitement and move you into buying more — not to make you operational. --- ### 🚩 The “Mentorship” Is Another Sales Layer After the event, you’re passed to a “BDC” or advisor. This is not mentorship. It’s: > Another layer of upselling You’re constantly moved from: * One person * To the next offer * To the next payment --- ### 🚩 Using God and Faith as Part of the Pitch Another thing that needs to be said clearly: They bring God and faith into their messaging and presentation. They position themselves in a way that feels: * Faith-based * Values-driven * Trustworthy But the actual experience — constant upselling, lack of real support, and how concerns are handled — does not align with that image. That disconnect stood out. It felt like: > Faith was being used as part of the sales environment, > but not reflected in how people are actually treated inside the program. --- ### 🚩 The Sales Psychology There was also a call with a salesperson named Steven. He is: * Very well-spoken * Intelligent * Highly persuasive But the pitch is a mix of truth and exaggeration. Enough truth to sound legitimate. Enough omission to keep you buying. At no point does anyone say: > “This may not be the right fit for you.” Because the system is not designed to filter — it’s designed to sell. --- ### 🚩 What This Really Feels Like At a certain point, it becomes clear what the model is really built around. They know: * Most people will not execute * Most people will not complete deals But that doesn’t stop the system — because the revenue doesn’t depend on your success. Instead, the structure leans on: * Upfront payments * Continuous upsells * Expensive tools and programs There is also a strong push toward: * Simple actions like loan reviews or referrals * Activities that are easier to get people to do, even if they never fully succeed in note investing And by the time someone has: * Spent thousands * Invested time * Bought into the vision Many people don’t speak up — because they still want it to work, or they feel committed to the process. Of course, there will always be a few standout students who succeed. And yes, some of the information can be used. But when you are charging $3,000 for education, it should not feel like: > A multi-day pitch event designed to sell more products People come in expecting: * A clear method * Real depth * The actual process that was used to sell them in the first place Not a sequence of motivational build-up leading into more purchases. That’s where this becomes a problem. --- ### ⚠️ If You’re Considering This If you actually want to learn note investing, you’re better off starting with platforms like NoteInvestors or Noteconference You can get started for under $500 and get significantly more practical, actionable guidance — without being pushed through endless upsells.