Top 1 worst bank service
HSBC otp never appear on my phone. And they freeze my debit card. After that I went to their branch to activate it, the customer service told me I can only use it after 24 hours. Unlike other bank we can ensure our card is working before we walk out from the bank, in HSBC they don't ensure your card is working. Guess what? It never works. I still can't use my debit card online.