nice to have funds accessible but the…
nice to have funds accessible but the interest rate is way too high and the daily interest was annoying. I did not need the $ after all so I returned it in less than 5 days and because I did not want to pay for using my debit card I was paying interest on those few days waiting for the money to be transferred from checking. As it was I paid $40 for the "privilege" of not using the money.