To All who have been SCAMMED...ALL is…
To All who have been SCAMMED...ALL is not lost... After having been scammed by Inscovemer and Jaewhar (2 Similar Shopping Portals), and at my wits end after nearly 2 months of back and forth with their Contact Services, I decided to inform my Visa Card service provider( My Bank). I sent my Bank an email saying : I was scammed, with details of the transactions.. My Bank soon thereafter followed up with me, with the following emails: Quote:(2nd Bank Response) "Thank you for your enquiry regarding these transactions. We have started our investigations with each merchant's bank and we will process temporary credits to your account in the next few days. These temporary credits will appear on your next statement. What happens next? Each merchant's bank has up to 30 days to respond, so please look out for any correspondence from us during this time. If any merchant's bank chooses to challenge your dispute, we will send you their response to review. Should you wish to continue the disputes, our correspondence will specify a date you need to respond by and will require you to list your reasons for continuing the dispute. If you don't hear from us after 60 days from the date of this letter, it means your dispute has been accepted and the temporary credit will remain in your account. The temporary credits may be reversed We can reverse a temporary credit for any reason including: •If a merchant's bank challenges your dispute and we don't hear from you by the due date stated in our future correspondence •You decide you don't wish to continue with the dispute •We are unable to continue your dispute due to the governing Visa rules. Please feel free to contact us should you wish to discuss this matter further. Kind Regards," (Bank's 1st Response) "Thanks for getting in touch with us about the above transactions on your .... card account. We want to resolve this matter as quickly as we can for you. What you need to know Under Visa rules a cardholder should firstly attempt to resolve the dispute before .... can become involved. If you have not already done so, we recommend you contact the merchant without delay, while ensuring that you keep copies of any correspondence. What we need from you To assist us with this request please provide as much information as you can relating to the disputes by 27/03/2023. Examples of useful information are: •Brief description of products •Invoices •Receipts •Order confirmation •Correspondence between you and the merchant If no response is received by this date, we will assume that the matter has been resolved and will close your dispute file. Please feel free to contact us if you have any queries. Kind Regards," Unquote..