If you like losing money go with EFX
If you like losing money go with EFX. One star because they don't offer zero. In November of 2023 I was convinced of their integrity by Josh and I wish I would have never listened. I've lost $24k with them. It was fine the first month and been down hill ever since. It mostly just held and gave me hope it would rise again. 2 years later and it finally fell hard again so I got out this morning. They would not answer any of my emails or calls since I started trying to get out for four months so I finally had to call My broker OX Securities and they disconnected EFX from my account and helped me close out the trades. Good luck, I would never recommend these guys to anyone.