Be careful if you plan on paying your…
Be careful if you plan on paying your loan off early. Happy Money charges an upfront origination fee right out of the gate, which already felt steep. To make things worse, their system doesn't let you easily make extra or early payments online to save on interestyou actually have to contact customer service to do it. When I finally did reach out and made an early payment, they promised my regular payment wouldn't auto-draft. Instead, they hit my account for both the early payment AND the regular payment anyway. Very frustrating experience that caused major issues with my budget.