Getting Credit Card UOB ? READ FIRST !
Ppl said UOB is a top-notch foreign bank in malaysia but what they did was, charge me annual fee for OneCard that i have never used and activated and since i am not aware of this, they gave me the "2" head in the CTOS report even though the card is not activated. NOW, i have issues with Credit/Loan application with local banks because of the CTOS(credit) report Closing all account with this bank, as their top-notch service is making sure their customer daily life is like shit when they dont get the scam annual fee money (couple of dollars). Good thing they waived the fees but still left you wit shitty CTOS report