Truth in lending Act (TILA) read this first
Truth in lending Act (TILA). Please familiarize yourself with this before doing business with them. They do not disclose this in contract. Just payment amount and term. If you want to pay something off early, jokes on you. The loan is already calculated for them with interest up front. In my case, the loan doubled. I’m ready to pay it off early and find out my loan was not the $7000 I applied for, but double that Kapitus put on with interest. No early payoff to stop accruing interest and save money as a customer. Predatory lender, beware.