Yes, it's too good to be true.
Got an unsolicited letter with big "too good to be true" promises. Decided to check it out and yep. Too good to be true. The dealership took the letter and completely ignored anything it said. They weren't interested in helping me and tried talking me in to doubling my car payment to get a new car. Then Lendward followed up, asking how everything went. I told them it didn't and nothing had come of it. Haven't heard anything further. No idea what this company is other than a waste of time for me and the dealership.