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Sin Kim

美国

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Flexibility Capital

Misleading Loan Offer and Serious Financial Loss

I want to share my experience with this company. I explained clearly that I already had several debts and needed a new loan. Ryan Kelly told me I was eligible and could get a $200,000 loan, and he even confirmed by email that it was possible up to 200% of my sales. I also told him I did not want to apply with Forward Financing, but later I found out that Ryan Kelly and Michael Halloran submitted my application there without my permission. Forward Financing only approved $32,500, but because of my limited English, I misunderstood it as $320,500. Based on that misunderstanding, I ordered $200,000 worth of products and sent a $50,000 payment, which caused me serious financial loss. I feel betrayed because I trusted their promise and communication. I hope my story helps others be careful when dealing with this company.

2025-11-07