I bought a travel insurance plan and gratefully i did!
I bought a travel insurance plan that covers before and during trip. 1 week before my travel date, i was hit by a car and i have knee fracture and was unable to travel. I put in my claims online and very soon, the officer Mike Neo got in touch with me. Within a 1 week after i submitted all my documents, they have approved it and refunded the accommodation amount to me. Without any hassle, and no back and forth. It was a breeze to submit claims and I am pleasantly surprise at their efficiency. Will only buy FWD trave insurance moving forward