If you need a distribution, you are in trouble
This is the second time I've asked for an IRA distribution that involved Equity Trust. In both cases, it took over 2 weeks after they received my money for them to deposit it in my bank account. This is an absolutely ridiculous time frame. One representative told me last week that would be three business days. When I saw my money was not there after four business days, I called again and they told me it would take 17 days to receive it. I am so thankful I will not have to deal with them ever again.