Scammed!
I FEEL LIKE I ALLOWED MYSELF TO BE SCAMMED. The agent played on my worry and stress about a report to the credit bureau. I gave her permission to charge my debit card for $1.00 for a credit report. She also charged my card $699.00 TWICE (!) WITHOUT MY VERBAL PERMISSION and argued that I gave her permission when I said the ONE DOLLAR WAS OKAY for the credit report.