⭐ 1 Star
⭐ 1 Star – Extremely Disappointing Experience If it were possible to give less than one star, we would. Our experience with Boge Group has been extremely disappointing. We joined based on promises of obtaining $100,000–$150,000 in funding. In reality, we ended up with only about $30,000 in total credit limits, spread across multiple business credit cards. We are therefore light-years away from the advertised funding amounts. What they call "funding" is essentially the process of applying for multiple business credit cards with temporary 0% introductory APR offers. Most of the offers we received were only 3, 6, or 9 months, with very few reaching 12 months. We never saw anything close to the longer terms we expected. The process was slow, complicated, and required numerous applications. We ended up with nine different credit cards, many with very low limits. Several bank applications were denied entirely. The only meaningful approval came from American Express, which is something most business owners could apply for themselves without paying nearly $10,000 in fees. During the process, we had four different account managers within just a few months. Communication became increasingly difficult, and after the initial funding round, support practically disappeared. The so-called "Lifetime Funding" program exists mostly on paper in our experience. Emails went unanswered, messages were ignored, and when we later attempted to start another funding round, we received no response at all. Our credit score was close to 800 with no significant negative items on our reports, so we were strong candidates for funding. Given those qualifications, the results were far below expectations. Based on our experience, we cannot recommend this company. The core strategy they provide can largely be accomplished by applying for 0% business credit cards directly with major card issuers yourself, without paying thousands of dollars in upfront fees.