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Michelle Clark

美国

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RISEcredit.com

Borrowed $4500 & Paying Back $14k

I borrowed $4500 and the total I will be paying back is $14,909. That is crazy. I have been making payments since February 2026 of $207 semi-monthly, and NOTHING but $106.52 has gone towards the principal. I received a nice notice in the mail with a low interest rate; however, it was changed without my knowledge once everything was signed and delivered. Next time I will take screenshots to keep as proof. I will submit a complaint and try to pay this off early. I wouldn't be as upset if part of my payments were going to the principal, but they aren't and that is ridicules. I will say when I called to see what was going on the customer service was good, which is why I gave them 2 stars.

2026-06-16