It’s a scam they promote higher…
It’s a scam they promote higher insurance coverage for only accidental death but they don’t tell you this upfront. If you die from the most common causes of death the coverage is lower. You only hear about until you pay the first premium when you are initially accepted. I decided it was a scam and requested a refund and was told would receive it in 24 hours. It’s been over 2 months still nothing. They sent a bogus email with a fake AI number when you call it no response.