Almost excellent
I give 4 Star because after being with chime for so long my overdraft nerver change. That part is sad and discouraging. Since day one with chime and it may be close to 2 years. My spot cover is 45 dollars. But my direct deposit always being $200 every week. Meaning your spot cover always being save. Besides that it's good bank system that like me help many people with the spot cover up until pay day. For that thank you very much. Francisca