At first I did not believe it
At first I did not believe it. And I tried it and it was easy as 123. I am not to familiar what all medical it cover so I tried it with my eye exam it don't work for it or dental but other that it works for everything that has to do with medical. Just be careful and if they think there is suspicious activity they will put a freeze on it and it takes up to 31 for them to review ur case. But other than that it is an awesome card to have then ur payment u make monthly payments nice 1 out of 10 I have to give them a 8