Great for limited services
Interest rates are very good for level up savings and checking. I wouldn't recommend using their checking account as a regular checking account. Payments are deducted up to a week prior to payment date. This usually means limited banking connections to everyday payees, even everyday credit card companies. I switched from my previous bank about 3 months ago for doing the same when they decided to outsource their bill paying services. Looks like i will have to switch again. Paying bills on the website is very frustrating! You can only make one payment at a time. After finishing one payment, the website kicks you back to the main site. This happens everytime! I will using the bank but for only limited services.