Decision in minutes and great terms
I came across SoFi through Credit Karma, which is how I got introduced to them as a company. I applied for a personal loan and the experience was one of the smoothest financial processes I've been through. The application was straightforward and I had a decision back in minutes. Seconds to minutes, honestly. Nothing about it was difficult, and I never had to call anyone or dig up a pile of documents to keep things moving. The terms were solid and I got the exact amount I needed. They were willing to extend more if I wanted it, but there was no pressure either way, which I appreciated. Easy process, fair terms, no surprises. I'd use them again and I'd recommend them to anyone shopping for a personal loan.