Horrible experience
Horrible experience. The representative failed to notify me that the debtor could sue me in the process of them acculmating funds. Also they tell you to let your account go into default and you end up acculmating more debt from the late fees, increasing your debt. If you go to court they do not go with so you must represent yourself. Also you pay a fee for them holding on to your funds acculmating approximately 1000 a year which could of just been used to pay off your debt. If settled you still have to pay for the services which could also be used to pay off your debt. Not beneficial at all. I regretted signing up and wish I would of kept paying off my debt by myself.