Waste your time just to decline the loan
Found them through Experian when looking for a debt consolidation loan. Said I was approved. Added all my info, each step saying it's approved. Got rejected in the end. Spoke to a rep on the phone who said information on my account why I was declined is proprietary and he could not tell me why. Asked to speak tk a supervisor, and he HUNG UP ON ME! Called back, 2nd rep said the same, finally got to speak tk a supervisor who continued to refuse to tell me why, but kept pushing me to reapply for another loan in 60 days without saying what I need to change to get approved. Finally got a letter saying: Your loan request has been cancelled for the following reason(s): Your bank account balance(s) is insufficient. Yeah, if I had sufficient balance in my bank account I WOULDN'T NEED A LOAN!