Just in case
I have always purchased the insurance just in case and luckily, I’ve never had to use it. Recently having a trip planned to Chicago there was unforeseen weather that happened. We taxi out, we were second for takeoff when we were called back to a gate. Many things went wrong that day, but when I completed my trip, I filed for insurance and lo and behold. It finally worked out! My claim, at least the covered the cost of the airport hotel that I was forced to stay in. Thank you very much.