我询问了贷款情况,几分钟后钱就存入了我的银行。我对付款或期限一无所知。于是我尝试了很多次上网,但我的账户里除了收到钱之外什么也没有。我几乎立即还清了贷款,因为两周之内金额就增长得离谱。我最终在 3 周内支付了 800 美元的借款金额。这笔付款最终会支付我所借金额的 15 倍,就像每两周到期一次的汽车付款一样,这会让我破产,而且这笔金额还不到我公寓租金的一半
Birch Lending 回复2026-05-26HI, thank you for reaching out, We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (833) 742-4724 at your earliest convenience so we may resolve this issue.
Thank you.