A huge waste of your money!
If you have a Chihuahua or part Chihuahua dog, don't bother paying high premiums to insure it. These people denied my claim for surgery on my dog recently because his Vet mentioned in 2024 that he had loose knees. Nearly all Chihuahua breeds have this genetic condition! The dog never so much as limped until last month when he tore his acl. Their illness policy is supposed to cover genetic conditions. Well, so much for that lie!