Zero stars
First off what they promised to do "IN WRITING" they did not do - at the end of the program they left me with sizable debts still unresolved even though I made all the payments on time as I promised to do. Various phone calls & emails to them throughout the program to follow up on issues go without any response even though "promises to callback or respond back" are made. And the wait times on hold to speak with anyone is ridiculously long no matter what time of day or day of the week that you call.