Use if you must, but don't be delusional
Only bad sides are 1) you have to pay in concurrent payments with your paychecks (i.e. weekly, bi-weekly, etc), and 2) interest rates are absolutely ridiculous so do your best to pay as fast as possible! This was my last resort, let's just say that. Also 4 stars because I pre-approved for 3500, but only got 500. Go figure