So here's the rub
So here's the rub. They may be a good place to go with if you never plan on dying, but if you think that one day you might decide to close your eyes and never wake up. They are the worst company for whoever you decide to leave it to. I lost my father in a fire back in 20 and I have been fighting these people ever since. Everytime you call its a different person that you have to explain the situation to and they are most likely going to send you to the wrong person. Then when you finally get to the right person they are going to make every excuse under the sun on why they cant give you the money yet. Then they will lose your paperwork that you finally got together for them and you have to do it again. There is more, but the point is if you think there could be even a 1% chance the you are not immortal. Take your money out or go somewhere else, because your better off setting it on fire or leaving it under your pillow. They will never give it back to your family.