Fetch is the way to go!
I have had a great experience with Fetch. I got insurance for my Cavapoo when she was a just a pup. She just turned four and for the 1st time she had a sick vet visit. Using Fetch was so easy. I just downloaded the vet invoices and I received the refunds within a week or so. I called today and spoke with Jennifer because my premium was going up significantly. It has nothing to do with having a claim but more on the age and other factors. She was very thorough in discussing different options. She was patient as I calculated my way through a decision. Definitely staying with Fetch. I can trust them. Very grateful for Jennifer today.