Very Poor Service.
The two accounts of my wife and I got blocked for something called security risk. AWe called Pay bright and they cannot provide timely service, they cannot tell you how to solve the situation on a timely manner other than to wait 7 days. They cannot tell you why transactions were not processed. Very poor service and becuase of that we cannot buy what we want on a timely fashion. Very unfortunate;. I hope large retailers such as Samsung and Apple adopt other alternatives for payment methods.