I DONT RECOMMEND PANDA REMIT
First time user, bad experience. Money sent, had been 24 hours and money is stuck in status "waiting to receive". Online chat no response. The 24 hours hotline has no one on the line to assist. So now I'm left to just waiting for the funds to go through. Good rates is like a bait and then you're left to worry on your own until money goes through. Not worth trying this out. All the reviews and claims on 2 minutes transfer is a lie.